Each week, we’ll round up the hottest news across the DeFi ecosystem to help you keep up to speed. 

For the first time in history, the number of US citizens who hold crypto (24%) has surpassed the number of citizens with a savings account (23%).  (Morning Consult Report

Polynya, the popular anonymous blockchain researcher, recently released an article detailing the differences between optimistic and zero-knowledge rollups, the two main types of scaling solutions for Ethereum and it’s DeFi / NFT activity. (Polynya’s Medium

The CowSwap team announced decentralization and the founding of the CowDAO. This also brings with it the creation of the vCow governance token. (CowSwap

Universal Music Group has struck a partnership with NFT platform Curio to develop NFT collections for its record labels and artists, the companies said on Thursday.  (Reuters

Music NFTs are gaining traction with artists like Steve Aoki and Nas are exploring NFTs as a way to share ownership of their music with their communities. Sound.xyz just announced a new feature that will empower fans, artists, and contributors in new ways via contract splits. (Sound.xyz Twitter

Andrew Yang thinks web3 is the world’s next biggest anti-poverty tool. He’s now using NFTs to help people engage with politics by funding lobbyists who will champion web3. (Lobby3

Etherscan, the unilateral Ethereum blockchain record keeper, quietly released an NFT viewer. (Twitter

Twitter adds support for Ethereum wallet tipping months after releasing its Bitcoin tipping feature. (CoinDesk